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Looking for a Credit Damages Expert Witness?

Looking for a Credit Damages Expert?

The Fair and Accurate Credit Transactions Act of 2003 or FACTA or the FACT Act, amends the Fair Credit Reporting Act.  And while FACTA does significantly change the obligations of credit bureaus and lenders as defined by the FCRA, it does not change the basic tenants and provisions of the FCRA. There are thousands of FACTA related lawsuits filed each year and the need for FACTA expert witnesses is growing.  In fact, many experts have predicted a continued increase in credit related lawsuits for years to come.  This places additional demands for qualified FACTA expert witnesses.  These experts must have a strong knowledge of the credit industry, how lenders operate, consumer reporting agencies, credit scoring, reinvestigation processes, and reasonable procedures.

“What makes for a great FACTA expert witness is his or her ability to help lawyers and consumers involved in FACTA lawsuits better understand the systems and tools used by the credit industry players.  Knowledge of PACER, e-OSCAR, ACDVs, FICO Scores, AUDs, and Metro 2 are just a few examples of what sets a great FACTA expert witness apart from a less effective expert.” John Ulzheimer, Founder

The FACTA expert witnesses we employ are selected because of the time they’ve spent in the credit industry and the knowledge they now hold because of that experience. To discuss your FACTA expert witness needs please contact us.

Featured Credit Damages Expert


John Ulzheimer is the President of The Ulzheimer Group, LLC, and founder of He is a nationally recognized expert on credit reporting, credit scoring and identity theft. In addition to his expertise in personal finance and consumer credit, John also serves as an expert witness and legal consultant for clients involved in credit related litigation.

Visit John Ulzheimer's Site

Recent Cases

  • Miley v Credit Bureau of Baton Rouge Expert for defense, case settled
  • Celestial v GreenPoint Mortgage Expert for defense, case settled
  • Acosta v TransUnion, et al Expert for plaintiff, case settled
  • Webb v Headland Mortgage Expert for defense, case in progress
  • Equifax/Fair Isaac Arbitration, Fact Witness
  • Chi/Bickerstaff v Chase Mortgage Corp Expert for plaintiffs, case voluntarily dismissed
  • Harris v TransUnion, et al Expert for plaintiffs, case in progress
  • Patel & Matei v Mercury Insurance Expert for plaintiffs, case settled
  • Alwardt v AIG Preferred Expert for plaintiffs, case settled
  • See More